Time in the market > timing the market

July 29, 2025

Trying to predict market highs and lows sounds tempting, but the numbers don’t lie. Research from JP Morgan shows that missing just the 10 best market days over 20 years would cut your returns by more than half! For example, a $10,000 investment that could have grown to $65,000 would only be worth $32,000.

Here’s the kicker: 7 out of 10 of the market’s best days happened within two weeks of the worst days. So, when you panic and sell during tough times, you’re likely to miss the recovery that follows.

The real secret? Time in the market beats timing the market.

Best,

—Luke Messer AAMS™, CRPC™, CBDA.

Data from https://shorturl.at/QK7Y6 https://shorturl.at/7IEvi https://shorturl.at/6Vwta https://shorturl.at/DtZo https://shorturl.at/yLTGf

Forefront is a registered investment advisor. This blog post is for educational purposes only and should not be considered investment advice. Please consult with a registered investment advisor for personalized guidance.