Holistic
Financial
Planning
Financial Planning
Are you trying to retire early?
Retirement Planning
Are you trying to retire early? Are you looking to maximize your Social Security Benefits? Are you worried about running out of money?
We can help.
Our Holistic Financial Planning service includes retirement planning. This is where we take a look at your financial situation, evaluate your goals, and come up with recommendations based on the information you give us. This will give you your next best options when it comes to your retirement.
Do you have a plan for your estate?
Estate Planning
Solidifying a plan for your estate is essential for helping your heirs have an easy transfer of assets. This will bring peace of mind to everyone knowing how everything is going to take place before it happens. We can look at your retirement accounts and see if they reflect your desired beneficiary. From there, we can help you look at options as to what your next steps might be for squaring away your entire estate.
Are you looking to optimize your insurance situation?
Insurance Planning
Here we assess your current insurance situation to optimize what your employer might offer you while looking to see if you need either less coverage or more coverage based on your circumstance. We will NEVER attempt to sell you an insurance product.
Do your investments align with your goals?
Investment considerations
Our investment management service provides tailored strategies and proactive portfolio oversight, ensuring your investments align with your financial goals while effectively managing risk for optimal returns.
Are you trying to minimize the taxes you pay?
Tax Optimization
Throughout the entire financial planning process, we understand that many individuals would much rather avoid paying tax if at all possible for their financial situation. We implement many tax optimization strategies for our clients such as Roth conversions, tax-loss harvesting, and contribution/withdrawal strategies.
Do you know what benefits your employer offers?
Employer Benefits Review
We can help employees learn more about what is available to them from their employer and how to best use it. We can also help small businesses asses their current plans, while simultaneously having the ability to explore new retirement incentives for their employees.
Are you prepared to pay for future education expenses?
Education Planning
This service is designed to help families financially prepare for current or future educational expenses. We provide personalized strategies to align your current financial decisions with your timeline, goals, and resources. We can help you with housing 529 plans, Coverdell ESAs, UGMAs, and UTMAs. After we organize your plan, we can meet periodically to discuss your progress.
Are you in too much debt?
Debt Analysis
Looking to see if you are in too much debt? Trying to find strategies for getting out of debt? We can help. We begin by analyzing your current debt situation and build recommendations from there. We consider elements such as your interest rates, principals, timelines, and any external factors that might impact you. Our goal is to help you feel less stress when it comes to managing your debt.
Goal Planning and Monitoring
GPM is financial planning software that populates and organizes your financial data into one spot. GPM compiles and your investments, retirement plans, home loans, social security, estate planning, and much more into one manageable area. Using our Holistic Financial Planning service enables you to login to your GPM account and see all of the details of your plan whenever you would like! You can also submit and save changes to GPM yourself for us to talk about during our periodic meetings.
